Silver Book Fact
Persistent back problems reduce financial capacity by reducing wealth accumulation. Over 99% of individuals who are employed full-time have accumulated some wealth at 65 years, whereas only 74% of those who are out of the workforce due to back problems will have done so. Additionally, women who retire early due to back problems have a median value of total accumulated wealth at 65 of as little as $3,708. The median value of accumulated wealth for women ages 55-64 who remained in the workforce full-time is $214,432 at the age of 65.
Schofield D, Kelly S, Shrestha R, Callander E, et al. The Impact of Back Problems on Retirement Wealth. Pain. 2012; 153(1): 203-10. http://www.ncbi.nlm.nih.gov/pubmed/22192565